How AI Helps Financial Examiners
Internal exam and compliance teams drown in request lists and remediation spreadsheets. 12² builds request trackers, write-up templates and remediation tracking inside the institution's tenant.
Exam Prep & Findings Desk · From $4,500 + $349/mo, by team size · proposed estimate · It says it is an automated assistant whenever it talks to someone directly, and your team reviews what it drafts before it goes out.
Ai for bank exam prep: the short answer.
12² builds AI for financial examiners that takes on the routine work: organizing exam document requests and responses, drafting findings write-ups from examiner notes for review, and tracking remediation items and due dates. It runs inside the tools you already use. Examiners decide every finding.
Sources
- General office-writing evidence, not a study of this job: in an RCT, ChatGPT cut professional writing time 40% and raised quality (Noy & Zhang, Science 2023)news.mit.edu
Research figures above describe the cited studies, not results 12² promises. Results vary. Disclosures
Where the hours go now.
Exam document requests and responses
Internal exam and compliance teams drown in request lists and remediation spreadsheets.
Drafting findings write-ups from examiner notes
Written up by hand, one at a time, after the real work is done.
Remediation items and due dates
The dates and records live in inboxes, spreadsheets and people's heads.
What it handles, and what it never does.
What it handles
- Exam document requests and responsesIt organizes exam document requests and responses.
- Drafting findings write-ups from examiner notesIt drafts findings write-ups from examiner notes for review.
- Remediation items and due datesIt tracks remediation items and due dates.
- Summarizing policies against a checklistIt summarizes policies against a checklist.
- Hand-off to your teamAnything that needs a person goes to the right person, with the details attached.
What it never does
- Make up a price or a factIt works only from the documents, records and price lists you give it. Anything it can't find goes to your team.
- Promise a resultQuestions about outcomes go to the person who does the work.
- Pretend to be a personIt says it is an automated assistant whenever it talks to someone directly.
- Make a credit, coverage or account decisionYour licensed staff make every one of those calls.
- Send anything on its ownDrafts wait for your team's approval before anything goes out.
Built and tested on your own work.
Before handoff, we run your build on your own real examples and fix anything that misses.
- Tested on your own workBefore handoff, we run your build on your own real examples and fix anything that misses.
- Retainer, then balance on deliveryRetainer up front. Work starts once the retainer is paid; the balance is due on delivery when the agreed test cases pass.
- Fixed price, scope and timelineAll three in writing before work starts. The timeline is set in your quote.
- What 12² buildsRequest trackers, write-up templates and remediation tracking inside the institution's tenant.
- How it connectsWe confirm how it connects to your tenant on the first call and write it into your quote.
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See also: all industry packages · pricing
From $4,500 + $349/moSetup + monthly, by size. The monthly fee covers monitoring, fixes and re-tests for your package as your templates, documents and staff change. AI and software usage is billed at cost. Proposed starting estimates by team size, not fixed prices; the final price is in a written quote.
- Small: Small firm (1-10 staff)From $4,500 + $349/mo. The core build for 1-10 staff: request trackers, write-up templates and remediation tracking inside the institution's tenant. Proposed estimate. Small tier; monthly covers hosting, monitoring and fixes.
- Mid-size: Mid firm (11-50 staff)From $9,500 + $750/mo. Everything in Small firm, for more users, inboxes and calendars, with hand-off rules set for each role. Proposed estimate. More users, locations or integrations.
- Enterprise: Large firm / enterprise (50+ staff)From $25,000, custom quote. Everything in Mid firm, across locations or departments, with system integrations and a security review scoped in your custom quote. Proposed estimate floor; scope, integrations and security review set the final number. No cap.
- Retainer up front Work starts once the retainer is paid; the balance is due on delivery when the agreed test cases pass. Scope, price and timeline are agreed in writing before work starts.
- You own itThe accounts, scripts, templates and data sit in your name. You can leave at any time.
- Compliance and dataBank privacy and security rules (GLBA and banking-agency guidelines) apply (unverified detail); examiners and compliance staff decide every finding.
- Not professional adviceNot financial or credit advice: your staff make every credit and account decision, and lending, fair-lending and privacy rules apply to you. 12² builds software and automations. It is not a licensed professional in your field, and your team makes every professional decision. Disclosures
Straight answers.
Does AI decide findings?
No. Examiners decide; it organizes and drafts.
How does payment work?
Retainer up front. Work starts once the retainer is paid; the balance is due on delivery when the agreed test cases pass.
How long does it take?
Timelines are set per project in the quote, after we see your systems and volume.
Are these prices final?
No. They are proposed starting estimates. You get a written custom quote after a short scoping call.
Tell us how you handle exam document requests and responses now.
A few lines is enough. If it's a fit we'll say so, and if it isn't we'll tell you why.
- You'll hear back within one business day12² reads your note and replies about your project.
- A free 20-minute callHow the work runs now, what gets missed, and what your team needs from it.
- A fixed quoteYour size, scope, date and price in writing before any work starts.
Prefer email? Write to [email protected]
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